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AMT Calculator

AMT calculator

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⚠️ Disclaimer: This calculator provides estimates only and does not constitute tax advice. Actual taxes may vary based on individual circumstances. Consult a tax professional for accurate tax planning.

AMT Calculator

Calculate the Alternative Minimum Tax (AMT), a parallel tax system designed to ensure high-income taxpayers pay a minimum amount of tax regardless of deductions.

How AMT Works

The AMT is calculated alongside regular tax, and you pay whichever is higher. It disallows certain deductions and uses different exemptions and rates.

2024 AMT Parameters

| Parameter | Single | Married Filing Jointly | Exemption$85,700$133,300 Phase-out starts$609,350$1,218,700 Phase-out complete$952,150$1,751,900 26% rateFirst $220,700First $220,700 | 28% rate | Above $220,700 | Above $220,700 |

AMT Calculation

``javascript function calculateAMT(taxableIncome, preferences, filingStatus = 'single') { const exemption = filingStatus === 'married' ? 133300 : 85700; const phaseoutStart = filingStatus === 'married' ? 1218700 : 609350; const breakpoint = 220700;

// Calculate AMTI (AMT Income) // Add back preferences (SALT, certain deductions, ISO exercise, etc.) const amti = taxableIncome + (preferences.salt || 0) + (preferences.isoSpread || 0) + (preferences.miscDeductions || 0);

// Calculate exemption reduction (25% of excess) const excessOverPhaseout = Math.max(0, amti - phaseoutStart); const exemptionReduction = Math.min(exemption, excessOverPhaseout * 0.25); const effectiveExemption = exemption - exemptionReduction;

// Calculate tentative AMT const amtBase = Math.max(0, amti - effectiveExemption); let tentativeAMT = 0; if (amtBase <= breakpoint) { tentativeAMT = amtBase * 0.26; } else { tentativeAMT = breakpoint * 0.26 + (amtBase - breakpoint) * 0.28; }

return { amti, exemption: effectiveExemption, amtBase, tentativeAMT: tentativeAMT.toFixed(2) }; } ``

Common AMT Triggers

| AMT Preference Item | Effect | State/local tax deduction (SALT)Added back for AMT Incentive Stock Options (ISO)Spread taxed under AMT Private activity bond interestAdded back Accelerated depreciationDifference added back | Large capital gains | Can push into AMT |

Who Gets Hit by AMT?

Since the 2017 tax law increased regular tax rates and capped SALT at $10k, fewer taxpayers trigger AMT. Those most at risk:

  • ISO exercise with large spread
  • High income with significant preferences
  • Large capital gains in certain situations

Frequently Asked Questions

Who has to pay AMT?

AMT primarily affects taxpayers with high incomes who would otherwise reduce their regular tax significantly through preferences like state/local taxes, incentive stock options, or certain deductions. Since the 2017 tax law capped SALT at $10k, far fewer taxpayers trigger AMT—dropping from 5 million to about 200,000.

What triggers AMT on ISO stock options?

When you exercise Incentive Stock Options (ISOs), the spread (fair market value minus exercise price) is an AMT preference item. You don't owe regular tax until you sell, but the spread triggers AMT in the exercise year. This can create a large tax bill on paper gains you haven't realized.

Can I get AMT credit back?

Yes, partially. If you paid AMT due to timing items (like ISOs or depreciation), you generate AMT credit that reduces future regular tax liability. This credit carries forward indefinitely and can be claimed when your regular tax exceeds tentative AMT in future years.

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